Bank & Payment

Benefit

24/7 Banking & Payments
Access banking services anytime, anywhere.

Fast & Secure Transactions
Instant fund transfers, bill payments, and recharges.

Expense Tracking
Users can track spending and manage budgets easily.

Paperless Banking
Digital statements, e-KYC, and online account management.

Promotions & Rewards
Cashback, offers, and loyalty points increase engagement.

High Security
Biometric login, OTP verification, and secure encryption.

Financial Inclusion
Brings banking services to rural and underbanked regions.

Use Case

Money Transfers
Send/receive money via UPI, bank account, QR code.

Bill Payments
Pay utility bills, mobile recharge, DTH, broadband.

Account Management
Check balance, view statements, request checkbooks.

Expense Insights
Categorize and analyze spending patterns.

Loans & Credit
Apply for loans or credit cards directly in the app.

Customer Support
24/7 support for transaction or account queries.

Investments & Savings
Buy insurance, invest in mutual funds, FD/RD.

Features

User Registration & KYC
Signup/login, identity verification, secure onboarding

Account Dashboard
View account details, balances, recent transactions

Money Transfer (UPI, Bank Transfer)
Send/receive funds via UPI, NEFT, IMPS, QR code

Bill Payments & Recharges
Pay electricity, water, gas bills, recharge mobile/DTH

Expense Tracker & Insights
Auto-categorize expenses, generate reports

Loan & Credit Module
Apply for loans, view EMI schedule, repayment status

Investment & Savings Options
Mutual funds, insurance, fixed deposit setup

Security Features
Biometric login, OTP, encryption, fraud detection

Push Notifications & Alerts 
Transaction alerts, offers, due reminders 

Customer Support / Chatbot
In-app chat, FAQs, raise tickets, call support

Admin Panel (Web)
Manage users, transactions, KYC, fraud checks, reports